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Case study

HisabMate - Personal Ledger & Lending App

An offline-first Android app to track money lent, borrowed and spent - a chat-style ledger per contact with WhatsApp and SMS reminders.

HisabMate - Personal Ledger & Lending App

Overview

HisabMate is a personal finance app for individuals and small traders who lend, borrow and spend every day. Every contact gets a simple, chat-style ledger of money given and received, with a running due or advance balance — so nobody has to remember who owes what.

Key features

  • Chat-style Given / Received ledger for every contact, with live due and advance balances
  • Expense tracking by category — vehicles, home building and everyday spending
  • Payment reminders over SMS and WhatsApp, with due dates
  • Offline-first: works without a connection and syncs safely when back online
  • Mirrored transactions when both people use HisabMate, so ledgers always agree
  • Bank SMS inbox: an iPhone Shortcut forwards bank messages, which are parsed and filed automatically
  • Biometric app lock and JSON backups

Tech stack

  • Flutter app with Bloc state management and drift (SQLite) local storage
  • Firebase Authentication, Cloud Messaging and Crashlytics
  • .NET 10 Clean Architecture API with Dapper, SQL Server and Hangfire background jobs
  • Hosted on a Windows VPS behind Cloudflare

Status

Live on Android via Google Play. Website: hisaabmate.vxlabs.in.

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